Your home might be your biggest investment and therefore your most valuable asset. Home Insurance in California provides coverage for damage to your home and belongings that may be in your home. [custom_frame_left]
[/custom_frame_left]It will give you the peace of mind to know that your investment is protected under any covered loss. Homeowners, as well as Renters Insurance and Condominium Insurance will protect against the loss or damage of your home and will typically include:
- Physical structure of your Home
- Additional Living Expenses
- Other structures (detached garage or sheds)
- Personal Property
- Personal Liability
Without a Home Insurance Policy, you will be solely responsible and liable to cover the cost of any and all damages to your home or property. Do not risk losing your assets and valuables.
How Much Insurance Do I Need?
When trying to determine the amount of insurance you need, make sure that your home is insured for at least 100% of its estimated reconstruction cost. The total coverage amount is your choice but our licensed agents will help you determine your home’s estimated replacement cost. Since it’s almost impossible to predict today what the exact cost will be to replace your home in the future, it’s important to have enough coverage to account for unexpected situations. This is why we offer Extended Replacement Cost, which will extend your coverage by 25% or 50% to rebuild or repair your home.
We understand, Home insurance can be quite confusing. However, our licensed insurance professionals will make sure you are educated and can walk you through the entire process every step of the way. We have many coverage options to offer and our goal is to make sure you are comfortable with your coverage. We want to bring you peace of mind that your home is properly protected.
Additional Coverage Options
We do offer other types of coverage under a Home Insurance policy that are optional. These coverages include:
- Earthquake Insurance
- Flood Insurance
- Umbrella Insurance
Make sure you review your options carefully before making a decision on your Home Insurance coverage. Feel free to request your Home Insurance Quotes or speak with one of our licensed professionals to help with the right solution for you based on your needs and budget.