Anthem Supplement Plan F
Anthem Blue Cross is dedicated to providing the best Medicare Insurance Solutions to the senior community. As a participating member of Original Medicare you are left with gaps in your coverage that could be a complete financial burden. The Medicare Supplement Plan F from Anthem Blue Cross will fill in those gaps left by Medicare Parts A and B. Essentially, you will have almost no out-of-pocket expenses for traditional services.
What Does Anthem Blue Cross Medicare Plan F Cover?
- Medicare Part A deductible, co-payments and co-insurance
- Medicare Part B deductible, co-payments and co-insurance (normally 20%)
- Covers 100% of Medicare Part B excess charges
- Skilled nursing care
- Coverage for 365 more days of hospital care after Medicare benefits end
- First 3 pints of blood per year
- Foreign travel emergencies
- Access to member programs, which provide extra health and wellness benefits
What is High Deductible Plan F?
Anthem Blue Cross also offers a High Deductible Plan F. This means that it will be your responsibility to pay for the first $2,000 of any services not covered by Medicare, after which you will be covered 100% just as you would with the tradition Plan F. In choosing this plan you will be able to save money on your monthly premiums as they are priced at a fraction of most other Medicare Supplement plans.
However, before buying this type of plan, consider if it is worth a lower monthly premium in the unforeseen event that you may require extensive health care services. Also keep in mind that even if you do become ill you may not be able to change plans later.
Monthly Rates and Discounts
Medicare Supplement plans are designed by CMS (Centers for Medicare & Medicaid Services) and so the benefits are the same from one carrier to the next, but prices are not! Anthem Blue Cross does have some of the most competitive rates in California for seniors. Be sure to get Medicare Insurance Quotes based your county.
Discounts are available if you have your monthly premiums deducted straight from a checking or savings account. Also, if there are multiple policies from the same household (doesn’t have to be your spouse) then there is a 5% discount on your monthly premiums as well.
Be sure to speak with one of our licensed insurance solutions professionals to answer any questions you may have. This will allow you to make an informed decision on the best Medicare Insurance plan for you based on your needs and budget.